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Traditional GIA

Guaranteed Interest Account (GIA): Secure and Reliable Investment Option

A Guaranteed Interest Account (GIA) allows you to invest your money with an institution for a term of your choice, offering guaranteed returns at the end of the contract. This secure investment strategy ensures your principal and interest are protected, providing a risk-free way to grow your savings.

What You Should Know

  • Investment Amount: Larger deposits typically yield better interest rates.
  • Term Duration: The longer the investment term, the higher the potential returns. Choose a term that aligns with your financial goals and liquidity needs.
  • Redemption Options:
    • Redeemable GIA: Access your funds early if necessary, with slightly lower interest rates.
    • Non-Redeemable GIA: Enjoy higher returns, but your funds remain locked until maturity.

Guaranteed Returns

Your initial investment and agreed-upon interest are secured, eliminating market risks.

Flexible Terms

Choose from redeemable or non-redeemable options based on your financial priorities.

Our benefits

Your investment is protected from market fluctuations, providing consistent and predictable returns.
Risk-Free Growth
Customizable Terms
Higher Returns for Commitment
Peace of Mind

Is my statement allowed on life insurance?

Redeemable GIAs allow you to withdraw funds before the maturity date but at a lower interest rate. Non-redeemable GIAs offer higher returns but require you to wait until the term ends.

. Can I add more money to my GIA after opening it?

No, once the GIA is opened, the investment amount is fixed for the term. You can, however, open additional GIAs.

What happens if I need to access funds in a non-redeemable GIA?

Non-redeemable GIAs typically do not allow early withdrawals. If accessing funds is a possibility, a redeemable GIA may be a better fit.

 

 
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